Do I Have to Go to Court for a Car Accident in Illinois?
Dealing with a car accident is rarely easy, and you likely just want it over with. You’re injured, and you’ve suffered enough for someone else’s mistakes. When you’re in a situation like this, you’ll need help recovering from your injuries. You’ll need a settlement, but you also have another question: “Do I have to go to court for a car accident in Illinois?”
Fortunately, going to court isn’t a necessity for every car crash claim. Instead, our attorneys will focus on getting you the full settlement you deserve from your insurance company or the insurer for the at-fault party. If they won’t cover all your expenses, then we’ll fight back to ensure you get the help you deserve.
Settling with the Insurance Company
Fortunately, you may be able to simply settle your claim with your insurance company, meaning that you won’t have to take your car accident claim to court. While Illinois is a fault state, meaning that the responsible party is financially liable, your insurance company may help.
After your accident, you’ll need to notify the insurance company. You’ll need to tell them that there was an accident and that the other driver caused it. From there, you’ll be able to file a claim. Filing can be done through your insurer, as a first-party claim, or through the other driver’s insurer, as a third-party claim.
In both cases, the at-fault party is responsible for covering the expenses. Even if you file with your own insurance company, they may pursue payment from the other insurance company to get your expenses fully covered.
When You Need to Take Your Claim to Court
Unfortunately, not every claim can be handled so easily. It’s important to remember that insurance companies are not always on your side. In some cases, they may put their profits over your recovery.
In these cases, you may need to file a suit in court. The other insurance company may be refusing to pay your insurance company the amount owed, or your insurer may be using underhanded tactics to avoid paying the full settlement you’re owed.
If the insurance companies aren’t willing to help when they should, you’ll need to take your claim to court in Illinois. Your claim will give you the chance to fight back against them, though you’ll need help to succeed. Make sure you have an attorney on your side who can work to get you the compensation you deserve.
Seek Out an Illinois Attorney for Your Car Crash Claim
When you’ve suffered a major auto accident, you’ll need help getting the funds for your recovery. The other driver may not be willing to pay, and the insurance companies may not be willing to pay. So, do you have to go to court for a car accident in Illinois?
In some cases, there’s no way to avoid small claims court. However, with our attorneys at Hipskind & McAninch, LLC, you’ll have the support and defense you need for a successful claim. We’ll work hard for your compensation, starting with a free consultation.
For more information, seek out our lawyers by calling 618-641-9189 or by completing the online form below.