How to Deal with Insurers After a Motorcycle Crash
A motorcycle crash is one of the most devastating experiences you may suffer through. Your injuries are severe, and if they’re not compensated, you could struggle with the aftermath for years to come. Unfortunately, you might struggle to get the help you need, too.
Because many motorcyclists don’t know how to deal with insurers after a motorcycle crash, they end up accepting a small settlement that doesn’t cover their injuries, or no settlement at all. That means they end up covering the costs themselves. This could be your situation if you don’t act.
Don’t fall for the insurer’s unfair tactics. Instead, reach out to an attorney to protect your claim and get the settlement you deserve for your motorcycle wreck.
Your Insurance Isn’t Enough
When you’re in a motorcycle crash, you shouldn’t have to worry about your insurance. Motorcycles fall under the same coverage requirements as a car, so you should know that you have the minimum necessary coverage.
Unfortunately, that may not be enough to settle your claim. Insurance companies are for-profit companies, which means paying out for a settlement may not be their priority. Worse, motorcycle accidents can be especially expensive, involving life-threatening and costly damages like brain injuries and spinal injuries. This means the small settlement they may try to get you to agree to may make it nearly impossible for you to recover.
Proving Fault for Motorcycle Accidents
Because of these factors, you’ll need to focus harder than many other drivers to prove you weren’t at fault. Because Illinois is a fault state, you may seek compensation from the at-fault party. When your insurance company refuses to pay, you’ll need to prove that you should receive it by proving their fault.
A lawyer can help you assess the scene and find evidence that the other driver was negligent. So, let’s say you were following the rules of the road and crossing an intersection when another car barreled through the intersection and hit you.
In these cases, we’ll look for signs that you were the one acting legally. Witnesses or surveillance footage can prove that the other driver failed to stop at a stop sign or red light, for example. Once we’ve shown that the other person is responsible for your motorcycle crash, you should receive your fair compensation.
Unfortunately, they may continue to deny your claim or offer less than what your claim is worth. When this happens, speak to your lawyer about taking your claim to court. If an insurer is unfairly refusing to pay for your injuries, they should be held accountable for their actions.
Get a Settlement from Your Insurer
When you’re injured in a motorcycle accident, it can feel like you may never recover. Unfortunately, if you don’t know how to deal with insurers after a motorcycle crash, that could be your reality.
That’s why you need a lawyer from Hipskind & McAninch, LLC when the insurance companies won’t pay. A motorcycle crash attorney can help you fight back when you’re struggling to overcome your injuries. If you’re not sure where to begin with the insurance companies, reach out for a free consultation about your options for a settlement.
Getting started with our attorneys is easy. Simply give us a call at 618-641-9189 or fill out the online form below to see what we can do about getting you your compensation.