St. Louis Car Accident Lawyer
A serious car accident can leave you and your family struggling to recover from major losses and expenses. Instead of fighting back alone, make sure you get compensation by seeking out a lawyer for your St. Louis car crash.
Often, having your own vehicle makes travel and commuting easier. While St. Louis may have public transit, cars give you the freedom to travel on your own terms. That can make life easier in a lot of ways. Unfortunately, it can also mean dealing with a car accident claim.
These auto crashes can be difficult to overcome. It’s likely you’re injured, you’re in debt, and you’re struggling with the mental toll that something so traumatic brings. You need help overcoming your accident and fighting back for your compensation.
Fortunately, a St. Louis car accident lawyer can make defending your claim easier. They’ll have the tools you’ll need for a successful claim, and at Hipskind & McAninch, LLC, we understand how important that is. So get started today with the help of our attorneys.
Car Crash Injuries Are Dire
In Illinois, you’ll have the chance to sue if another party has injured you or left you with the bill for something they did. Unfortunately, car wrecks can be more expensive and more painful than some other accidents.
Keep in mind that when you’re in a car, you’re surrounded by metal and moving at high speeds. Even the impact of a low-speed crash can leave you with injuries that won’t go away easily. Even the airbag, while life-saving, can cause serious eye or chest injuries and pain.
Some of these injuries may not be obvious immediately after the accident, but if left untreated, they can be serious. For example, you might have some internal bleeding, but that may not be immediately painful. Many people miss that they’re suffering from a serious injury until it’s too late.
If you know or suspect you’ve suffered a major injury, get medical care right away. It can save your life, and it can stop any claims that your injuries weren’t related to the accident. So, if you’ve suffered any of the following injuries, reach out for medical and legal help:
Who’s at Fault in Your Car Crash?
There are a few steps you’ll need to take before you file a claim, and finding the at-fault party will be one of them. Illinois is a fault state, which means that the person responsible for the accident is also financially responsible. So, if your insurance company isn’t willing to cover your expenses, you’ll need to pursue a claim against the at-fault driver. Unfortunately, that can be complex.
For example, while the other driver may have been the one at fault, they might not be the financially responsible party. Say you were hit by a delivery person. While they did cause the accident, they’re at work, which means they’re not financially responsible. Instead, you’ll need to seek out their employer, who is liable for the injuries their employee causes while on the clock.
In other cases, even a single-vehicle crash in which you were the only driver may not be your fault. You might have been injured because of careless manufacturers or road design.
Causes in cases like these can be difficult to find on your own, however, so you’ll need an attorney’s help finding the person or party responsible for your accident. If you’re struggling to find the responsible party, you need a car accident lawyer on your side. They’ll have the tools to review your St. Louis accident and find the cause of your crash. That evidence may be vital to your claim, so get help today.
Seeking Compensation for Your Wreck
Once you’ve found the right person to file your claim against, what should you expect to receive? Unfortunately, that’s also a tough question. It can be overwhelming to determine what your damages are worth when they’re leaving you in pain and struggling to recover. Fortunately, our attorneys can help you fight for your compensation and identify the different types of damages that apply to your case.
For example, you’ll first need to seek your economic damages. These damages include the financial suffering you’ve been through because of your accident. While these should be easy to add up, they can get complicated if you’re not done healing. This is because you also need to consider your future damages as well as your current ones.
If you’re struggling with your case, don’t settle for compensation that doesn’t cover all your crash-related expenses. For example, you might seek any of the following damages:
- Current and future medical damages
- Lost income
- Property damage
- Accommodations for your home
- Lost earning capacity
What Are Non-Economic Damages?
Your losses don’t end at your expenses, however. You’re likely still struggling to deal with the emotional and mental suffering you’ve been put through. While these non-economic damages can be more complicated to calculate, your lawyer will have the tools to show you’ve earned them.
For these damages, you’ll need to calculate them based on how much they impacted your life. For example, a broken bone might cause a lot of pain, but the loss of the use of a hand might make normal tasks impossible. This injury causes long-term effects that impact your life, and your compensation should reflect that. So, if you’re struggling with your situation, ask your lawyer about these damages:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Loss of companionship
Illinois Laws You Need to Know
Unfortunately, getting your compensation isn’t assured after you’ve identified the right person and the right amount. You’ll also need to understand the laws surrounding your claim. Since these laws can impact your compensation, or whether you’re able to recover at all, it’s important to focus on them before you file.
For example, if you wait too long, you may not be eligible for compensation. Illinois residents must file their crash claim within two years or they’ll lose their chance to recover.
You’ll also need to avoid accusations of fault in your claim. Not every auto accident is the fault of a single person, so negligence laws may reduce the amount of compensation you receive because of that fault. For example, if you’re found 30 percent at fault for the crash, you might only receive 70 percent of your compensation.
That’s especially serious if they believe you’re more than 50 percent at fault. If you don’t fight back against these claims, your claim will be dismissed without the chance for compensation. Knowing this, be ready to fight back for your claim.
Talk to a St. Louis Car Accident Attorney
Unfortunately, dealing with the aftermath of a car accident can be overwhelming. You’re injured, you need funds for your recovery, and now your insurance company won’t help. The other party will want to reduce the amount they have to pay, of course, so it can be tough to get your full compensation without help.
Fortunately, you do have options when dealing with a car accident claim in St. Louis. At Hipskind & McAninch, LLC, we’ll fight for your compensation, starting with your free consult. Get started by knowing what to expect from your claim.
If you’ve suffered after an auto wreck and you need help, reach out to a St. Louis car accident lawyer. We can be contacted at 618-641-9189, or you can complete the online form below.