St. Louis Motorcycle Accident Lawyer
When you’ve been injured in a motorcycle accident, you could be struggling to get the compensation you need. When the insurance company refuses to pay, reach out to a St. Louis motorcycle accident attorney.
Motorcycles can provide a sense of freedom that other vehicles don’t have. You’re exposed to the road in a unique way, which can be exhilarating. Unfortunately, that sense of freedom can also have devastating results, should you be involved in an accident.
When you’re injured in a motorcycle crash, you’ll need to seek compensation for your injuries, but that’s not always simple. If you’re struggling to get the full and fair recovery you deserve, reach out for help from a St. Louis motorcycle accident lawyer from Hipskind & McAninch, LLC. Our attorneys will will work diligently to hold the at-fault party liable while you focus on healing and recovery.
Common Injuries in Motorcycle Crashes
Although motorcycles can give you a unique sense of freedom, they can also leave you more exposed to danger on the road. Cars are required to have several safety features, such as seat belts, airbags, and a frame that prevents you from being crushed in a car accident.
Motorcycles, however, can leave you extremely vulnerable. Although many motorcyclists wear helmets to protect from head injuries and leather to protect them from friction burns, or road rash, these measures might not be enough. You could still be at risk of devastating or even deadly injuries.
If you’ve been involved in a motorcycle crash, you might suffer from one or more of the following injuries:
- Traumatic brain injury
- Spinal cord injury
- Broken bones
- Burn injuries
- Organ damage
- Internal bleeding
Dealing with Insurance Companies
When you’re injured in an accident, your first option for compensation is a settlement with the insurance company. You should have some insurance coverage as a Missouri motorcyclist, which means you should simply be able to file a claim and receive the settlement you need to recover.
Unfortunately, it’s not always so easy to get the full settlement you deserve. Insurance companies often act with its own interests in mind, rather than yours. That means you could be left suffering through serious injuries and expenses while the insurer works to protect its profit margins.
Many insurance companies try to minimize profit loss by offering you a low settlement or even completely refusing to compensate you. In some cases, the insurer might even try to blame you for the accident by using harmful stereotypes about motorcyclists. This can leave you with the full financial burden of the accident if you don’t fight back.
An experienced attorney has dealt with insurance companies and their underhanded tactics. Reach out for help disputing insurance accusations of fault.
Negligence Laws in Missouri
When your insurer is unwilling to compensate you, they might do more than simply dispute your claim. Insurance companies are known for placing blame on motorcyclists, especially if you choose to bring your claim to court. If you’re unprepared to defend your claim, your compensation could be reduced or dismissed entirely.
Missouri recognizes pure comparative negligence, which means that your part in the accident matters. If you’re found even partially responsible for your motorcycle crash, your compensation could be reduced by the percentage you’re found responsible for.
For example, the insurance company might claim that you were driving recklessly. Even if the insurer doesn’t prove that you were directly responsible for the accident, they might claim that your reckless actions didn’t work to avoid the accident.
Then, the judge might find you 20 percent responsible for the wreck. This means that you could be awarded only 80 percent of your total compensation. When you’re dealing with significant injuries, this amount can mean the difference between financial peace or additional stress.
Because accusations of negligence can harm your claim significantly, you’ll need to fight back and prove you weren’t responsible. If you’re inexperienced with injury claims, you might have trouble proving your claim alone. Your attorney should examine the evidence associated with the crash to show that you weren’t at fault.
Liability for Your Accident
Proving you were not at fault is important, but who is responsible for compensation for your damages? Unfortunately, that can be difficult to determine without help. An experienced motorcycle accident attorney has the tools to identify the at-fault party.
Missouri is known as a fault state, which means the person at fault for the accident is also liable for your expenses. If you were hit by a negligent driver, then determining the at-fault party is typically straightforward.
If you were in a single-vehicle crash, however, you might still be eligible for compensation. Because motorcycles are especially vulnerable to road hazards, you might have been injured by a pothole or other dangerous road defect.
For example, it rained recently and the road wasn’t constructed to drain properly. Because there was unexpected standing water in the road, you hydroplaned and lost control of your motorcycle, suffering a serious accident. In these cases, you might be eligible to file a claim against a government road authority.
Compensation for St. Louis Motorcyclists
A motorcycle accident typically means expensive recovery costs. You’re injured, and now you’re stuck dealing with the aftermath of recovery and increasing debt. While preparing your claim, it’s important to include all of the ways your life has been affected by the accident. Then, your lawyer can determine the total value of your claim.
Your total claim value will include damages that are both economic and non-economic in nature. Your economic damages should cover all of your financial expenses, such as medical bills and the cost of physical therapy. These damages are often easier to calculate because they come with a bill attached.
Non-economic damages, however, might not be so easy to calculate. You deserve compensation for your mental and emotional pain, not just the financial costs of your accident. But, because these are intangible damages, they can be difficult to quantify.
Because calculating your damages can be so difficult, it’s advised to have an experienced St. Louis accident attorney on your side. When you’re hurt in a motorcycle wreck, you’ll likely include several of the following damages in your claim:
- Medical bills
- Lost wages
- Motorcycle repairs
- Pain and suffering
- Emotional trauma
- Mental anguish
Connect with a St. Louis Motorcycle Accident Attorney
When you’re involved in a major motorcycle accident, your injuries can be devastating. A motorcycle accident can leave you in debt, pain, and in a difficult place for recovery. Worse, the responsible parties might not be so willing to help you recover.
A lawyer from Hipskind & McAninch, LLC can help you fight for the funds you deserve. Our experienced attorneys understand that every accident is unique. We’ll work to investigate the cause of the accident, identify the at-fault party, and, when necessary, fight for your compensation in court. You can have peace of mind know we’re working diligently for a successful outcome.
Get started with a free consultation. We’ll discuss your claim and how we can help, so you’ll know what to expect before signing anything.
When you’re struggling with your injury claim, you need an experienced St. Louis motorcycle accident lawyer on your side. We can be reached by calling 618-641-9189, or by completing the online form conveniently located at the bottom of this page.